With the shift toward sustainable energy solutions, heat pumps have quickly gained popularity as an efficient way to heat and cool homes. However, the success of a heat pump installation relies not only on the technology but also on a thorough understanding of the...
Doesn’t it feel good to turn a healthy profit in a real estate transaction? Selling your property can be a lucrative move, but capital gains taxes can reduce your profits. Understanding how to reduce these taxes allows you to keep more money in your pocket. In...
As temperatures start to drop and the vibrant foliage transforms our neighborhoods, it's the perfect time to cozy up your home for the fall season. It’s important to keep your space warm and inviting, and here are some easy heating, air conditioning and ventilation...
If you’re planning to retire in a few years, are you looking forward to it? Or are you somewhat apprehensive? Are you asking yourself: “What sort of retirement can I afford?” It’s a good question — because the answer can make a big difference in your ability to enjoy...
The movement of the financial markets can seem mysterious — and yet, if we look back over long periods, we can see definite patterns that consistently repeat themselves. As an investor, how should you respond to these market cycles? To begin with, it’s useful to know...
Looking to enhance your retirement income? Real estate investing is a great option. We all know saving for retirement is important. Diversification is key, so why not add some real estate investments to your traditional investment portfolio? Whether your interest lies...
Do you worry about running out of money during your retirement years? If so, how can you help prevent this from happening? In the first place, if you have this type of fear, you’re far from alone. Consider this: 58% of retirement savers from all age groups, including...
If you’ve retired, you may have thought you closed the book on one chapter of your life. But what happens if you need to “reverse” your retirement? Due to higher inflation and rising interest rates, many retirees are taking out more money from their retirement...
As summer approaches, you may think about getting rid of old items that have made walking through your basement difficult or finding things in your attic impossible. Or maybe you may want to give your home an uncluttered look in advance of a real estate open house....
Thinking about selling and wondering what improvements will yield the biggest return on your investment? Let’s start with the entryway! Curb appeal is the first impression. With the snow gone, now is a great time to walk around the home and see how it fared over the...
When you’re creating your estate plan, your biggest priority may be taking care of your family — your spouse, grown children, grandchildren and other loved ones. And as you think of where you want your assets to go, you also may be thinking about how to be fair — but...
Spring has arrived, and the real estate market is blossoming alongside the flowers. If you’re thinking of putting your home on the market, spring and early summer offer a strategic advantage for sellers. Trends in home sales show that sellers could potentially get...
Once you’re retired, you will likely need to draw on several types of income for your living expenses. You’ll need to know where these funds are coming from and how much you can count on, but you should also be aware of how this money is taxed — because this knowledge...
Whether you’re buying or refinancing your home, getting a home appraisal is crucial for securing a mortgage or determining the fair market value when buying or selling a property. Real estate agents are not licensed appraisers. They can provide a comparative market...
As spring and summer approach, you may think about getting rid of old items that have made walking through your basement difficult or finding things in your attic impossible. Or maybe you may want to give your home an uncluttered look in advance of a real estate open...
Spring is almost here, which means it’s time for some spring cleaning. This year, in addition to tidying your home and surroundings, you might want to consider sprucing up your financial environment as well. Here are some suggestions for doing just that: • Improve...
According to Forbes Magazine, in 2021 there were almost 700,000 divorces reported by 45 states. Divorce is thought of as an ending, but it’s also the beginning of a new life for all involved, so it’s crucial to wrap up loose ends and let everyone move on without being...
We all hear about homes selling so quickly because there is no inventory, but we may not realize all the prep work that goes into getting those homes ready. Real estate agents often are called in months in advance of selling a home, as people want to plan ahead and...
When you plan to retire at a certain age, you can follow a strategy that incorporates your investment moves, your health insurance and other factors. But what happens if you’re forced to retire earlier than you anticipated? Unfortunately, this situation is not that...
When it comes to finding your ideal home, there are many factors to consider. It’s easy to get overwhelmed in the details, but don’t overlook the importance of finding a home that’s the perfect size for you. Consider how many people will live in your new home. Are...
