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Cape Cod’s vacation rental market has grown more competitive, with rising guest expectations. Listing a home for summer no longer guarantees high bookings. To maximize revenue and occupancy, property owners must adapt. Implementing the strategies below will keep your...
Retirement offers the perfect opportunity to explore new places, whether traveling solo, with a partner or with the family. With fewer time constraints, retirees can enjoy dream destinations offering relaxation, adventure and cultural enrichment. Here are some top...
Thinking about selling and wondering what improvements will yield the biggest return on your investment? Let’s start with the entryway! Curb appeal is the first impression. With the snow gone, now is a great time to walk around the home and see how it faired over the...
On March 8, we observed International Women’s Day. Although this event celebrates women’s achievements, it’s still true that women, especially caregivers, face significant financial hurdles. How can these challenges be met? To begin with, let’s look at some concerning...
Recently perceived changes to the structure of real estate commissions haven’t really changed things much at all. This was noted in the Professional Insights article published in the Dec. 18, 2024, issue of the Hopkinton Independent. Many home buyers have long had the...
Once you and your spouse retire, you’ll have some decisions to make — decisions that could affect your quality of life in your retirement years. What are these choices? Here a few of the most important ones: — How much should you withdraw from your retirement...
Mental health affects every realm of a person’s life. When our mental health is negatively impacted, it inevitably will have repercussions in one of the following domains: school, occupation, relationships, sleep habits, physical health, appetite, mood and/or...
The inflation rate is closer to the Federal Reserve's target of 2%, sitting at 2.7% as of December 2024; a significant decline from 9.1% in June 2022. The Fed cut its rates for the first time in four years on Sept. 19, 2024, from 5.5% to 4.5% on Dec 18, 2024, and...
In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even...
Tax-loss harvesting is a strategy used to reduce the amount of taxes owed. There are multiple ways to implement tax-loss harvesting, some of which may be more beneficial than others depending on circumstances. Mitigating taxes is a major goal of many investors. About...
As most have heard, changes with how real estate commissions are structured for buyer agents have “changed.” Well, not really. In 2019, Midwest anti-trust lawsuits claimed sellers were paying inflated costs, that the National Association of Realtors (NAR) was...
As we enter the holiday season, your life may well become busier. Still, you might want to take the time to consider some financial moves before we turn the calendar to 2025. Here are a few suggestions: Review your investment portfolio. As you look at your portfolio,...
If you’re a business owner, you always have a lot to do and a lot to think about. But have you put much thought into how you’ll eventually leave it all behind? Even if you’re a few years away from that day, it’s a good idea to create an exit strategy. If you’re like...
With the shift toward sustainable energy solutions, heat pumps have quickly gained popularity as an efficient way to heat and cool homes. However, the success of a heat pump installation relies not only on the technology but also on a thorough understanding of the...
Doesn’t it feel good to turn a healthy profit in a real estate transaction? Selling your property can be a lucrative move, but capital gains taxes can reduce your profits. Understanding how to reduce these taxes allows you to keep more money in your pocket. In...
As temperatures start to drop and the vibrant foliage transforms our neighborhoods, it's the perfect time to cozy up your home for the fall season. It’s important to keep your space warm and inviting, and here are some easy heating, air conditioning and ventilation...
If you’re planning to retire in a few years, are you looking forward to it? Or are you somewhat apprehensive? Are you asking yourself: “What sort of retirement can I afford?” It’s a good question — because the answer can make a big difference in your ability to enjoy...
The movement of the financial markets can seem mysterious — and yet, if we look back over long periods, we can see definite patterns that consistently repeat themselves. As an investor, how should you respond to these market cycles? To begin with, it’s useful to know...
Looking to enhance your retirement income? Real estate investing is a great option. We all know saving for retirement is important. Diversification is key, so why not add some real estate investments to your traditional investment portfolio? Whether your interest lies...
Do you worry about running out of money during your retirement years? If so, how can you help prevent this from happening? In the first place, if you have this type of fear, you’re far from alone. Consider this: 58% of retirement savers from all age groups, including...
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