Professional Insights

Tax-loss harvesting is a strategy used to reduce the amount of taxes owed. There are multiple ways to implement tax-loss harvesting, some of which may be more beneficial than others depending on circumstances. Mitigating taxes is a major goal of many investors. About...

As we enter the holiday season, your life may well become busier. Still, you might want to take the time to consider some financial moves before we turn the calendar to 2025. Here are a few suggestions: Review your investment portfolio. As you look at your portfolio,...

If you’re a business owner, you always have a lot to do and a lot to think about. But have you put much thought into how you’ll eventually leave it all behind? Even if you’re a few years away from that day, it’s a good idea to create an exit strategy. If you’re like...

With the shift toward sustainable energy solutions, heat pumps have quickly gained popularity as an efficient way to heat and cool homes. However, the success of a heat pump installation relies not only on the technology but also on a thorough understanding of the...

As temperatures start to drop and the vibrant foliage transforms our neighborhoods, it's the perfect time to cozy up your home for the fall season. It’s important to keep your space warm and inviting, and here are some easy heating, air conditioning and ventilation...

If you’re planning to retire in a few years, are you looking forward to it? Or are you somewhat apprehensive? Are you asking yourself: “What sort of retirement can I afford?” It’s a good question — because the answer can make a big difference in your ability to enjoy...

The movement of the financial markets can seem mysterious — and yet, if we look back over long periods, we can see definite patterns that consistently repeat themselves. As an investor, how should you respond to these market cycles? To begin with, it’s useful to know...

Do you worry about running out of money during your retirement years? If so, how can you help prevent this from happening? In the first place, if you have this type of fear, you’re far from alone. Consider this: 58% of retirement savers from all age groups, including...

If you’ve retired, you may have thought you closed the book on one chapter of your life. But what happens if you need to “reverse” your retirement? Due to higher inflation and rising interest rates, many retirees are taking out more money from their retirement...

As summer approaches, you may think about getting rid of old items that have made walking through your basement difficult or finding things in your attic impossible. Or maybe you may want to give your home an uncluttered look in advance of a real estate open house....

When you’re creating your estate plan, your biggest priority may be taking care of your family — your spouse, grown children, grandchildren and other loved ones. And as you think of where you want your assets to go, you also may be thinking about how to be fair — but...

Once you’re retired, you will likely need to draw on several types of income for your living expenses. You’ll need to know where these funds are coming from and how much you can count on, but you should also be aware of how this money is taxed — because this knowledge...

Spring is almost here, which means it’s time for some spring cleaning. This year, in addition to tidying your home and surroundings, you might want to consider sprucing up your financial environment as well. Here are some suggestions for doing just that: • Improve...