Rick Scherer, CEO and senior mortgage planner at OnTo Mortgage, and partner Rich Clayton have built a successful and growing mortgage brokerage based on five core values, the first and most salient being integrity.
“Rich and I believe in investing in people — our clients and our employees — and always doing the right thing,” Scherer stated.
Scherer and Clayton have leveraged everything good they’ve learned from 18 years in the industry and established their own company with a work culture unique in the real estate market.
Forward thinking and progressive, the partners operate from a philosophy based on the importance of integrity in one’s work, “showing up” for one another, and always maximizing the client experience.
Satisfied clients attest the OnTo Mortgage team is always available when needed and makes the entire home mortgage or refinancing process extremely transparent and easy to follow. The company’s online tools allow applicants to view the full mortgage or refinancing timeline up front, with clear milestones laid out, which is also most reassuring.
Having just surpassed its first-year anniversary last month, the company is doing well, on track to close a little under $400 million for the year. In an exciting growth surge, the team has expanded to 25 employees. Last month the company was recognized with a gold award as the top residential lender in Massachusetts by Banker & Tradesman.
Scherer, both entrepreneurial and empathic by nature, embraces the concept of managing for success.
“We manage by co-authored agreements among our employees,” Scherer explained, “which is a phenomenal way to ensure that everyone delivers on what they say and continue to grow both personally and professionally in the process.”
Whether a customer is buying, selling, refinancing or building their dream home, there is a lot riding on the loan specialist. Scherer reassures clients the team is comprised of top-notch professionals who will provide quick and accurate financial advice. He advises clients to take advantage of today’s historically low interest rates.
“We can help you refinance your loan or determine the right, personalized mortgage solution to fit your family’s needs,” Scherer stated, “and we’re committed to providing you with services that exceed expectations.”
Scherer’s goal is twofold: ensure an individual fully understands the options and best rates available and guide his customer in making the right plan of action.
New and existing customers may initially check out the different loan programs available online, use the company’s decision-making tools and calculators, and apply for a loan in just four quick steps with a short form application. Once the application is complete, Scherer will call to discuss the details of the loan or customers may set up an appointment with Scherer using the online form.
“I’m available anytime by telephone or email for personalized service and expert advice,” Scherer said, “and promise to ensure each customer an amazing experience.”
The company offers fixed and adjustable rates, conforming loans (conventional loans that adhere to Fannie Mae and Freddie Mac guidelines), and jumbo and super jumbo loans. Mortgage terms vary from five to 30 years.
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